|
CONFORMING INCLUDING RELO CALIFORNIA PROPERTIES ONLY |
|
FULL DOCUMENTATION (Loan Amounts up to $322,700) |
|
FIXED 30 |
|
FIXED 20 |
|
FIXED 15 |
|
60 day adj added to 30 day fee= |
0.406 |
|
60 day adj added to 30 day fee= |
0.406 |
|
60 day adj added to 30 day fee= |
0.438 |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
6.750 |
|
(2.881) |
(2.725) |
|
6.875 |
|
(2.662) |
(2.506) |
|
6.375 |
|
(2.819) |
(2.662) |
|
6.625 |
(2.569) |
(2.225) |
(2.069) |
|
6.750 |
(2.632) |
(2.288) |
(2.132) |
|
6.250 |
(2.694) |
(2.351) |
(2.194) |
|
6.500 |
(2.162) |
(1.818) |
(1.662) |
|
6.625 |
(1.756) |
(1.412) |
(1.256) |
|
6.125 |
(2.631) |
(2.288) |
(2.131) |
|
6.375 |
(1.663) |
(1.319) |
(1.163) |
|
6.500 |
(1.506) |
(1.162) |
(1.006) |
|
6.000 |
(2.257) |
(1.914) |
(1.757) |
|
6.250 |
(1.038) |
(0.694) |
(0.538) |
|
6.375 |
(1.132) |
(0.788) |
(0.632) |
|
5.875 |
(1.819) |
(1.476) |
(1.319) |
|
6.125 |
(0.694) |
(0.350) |
(0.194) |
|
6.250 |
(0.631) |
(0.287) |
(0.131) |
|
5.750 |
(1.225) |
(0.882) |
(0.725) |
|
6.000 |
(0.132) |
0.212
|
0.368
|
|
6.125 |
(0.475) |
(0.131) |
0.025
|
|
5.625 |
(0.944) |
(0.601) |
(0.444) |
|
5.875 |
0.462
|
0.806
|
0.962
|
|
6.000 |
(0.038) |
0.306
|
0.462
|
|
5.500 |
(0.444) |
(0.101) |
0.056
|
|
5.750 |
1.150
|
1.494
|
1.650
|
|
5.875 |
0.493
|
0.837
|
0.993
|
|
5.375 |
0.056
|
0.399
|
0.556
|
|
5.625 |
2.087
|
2.431
|
2.587
|
|
5.750 |
1.119
|
1.463
|
1.619
|
|
5.250 |
0.681
|
1.024
|
1.181
|
|
5.500 |
2.712
|
3.056
|
3.212
|
|
5.625 |
1.712
|
2.056
|
2.212
|
|
5.125 |
1.275
|
1.618
|
1.775
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
FIXED 30 RELO |
|
5/1 LIBOR ARM |
|
3/1 LIBOR ARM |
|
60 day adj added to 30 day fee= |
0.406 |
|
60 day adj added to 30 day fee= |
0.125 |
|
60 day adj added to 30 day fee= |
0.125 |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
6.875 |
(2.944) |
(2.600) |
(2.444) |
|
5.625 |
(1.725) |
(1.600) |
(1.537) |
|
5.125 |
(1.413) |
(1.288) |
(1.225) |
|
6.750 |
(2.788) |
(2.444) |
(2.288) |
|
5.500 |
(1.569) |
(1.444) |
(1.381) |
|
5.000 |
(1.382) |
(1.257) |
(1.194) |
|
6.625 |
(2.507) |
(2.163) |
(2.007) |
|
5.375 |
(1.257) |
(1.132) |
(1.069) |
|
4.875 |
(1.225) |
(1.100) |
(1.037) |
|
6.500 |
(2.225) |
(1.881) |
(1.725) |
|
5.250 |
(0.913) |
(0.788) |
(0.725) |
|
4.750 |
(1.006) |
(0.881) |
(0.818) |
|
6.375 |
(1.819) |
(1.475) |
(1.319) |
|
5.125 |
(0.600) |
(0.475) |
(0.412) |
|
4.625 |
(0.787) |
(0.662) |
(0.599) |
|
6.250 |
(1.288) |
(0.944) |
(0.788) |
|
5.000 |
(0.256) |
(0.131) |
(0.068) |
|
4.500 |
(0.537) |
(0.412) |
(0.349) |
|
6.125 |
(0.694) |
(0.350) |
(0.194) |
|
4.875 |
0.088
|
0.213
|
0.276
|
|
4.375 |
(0.287) |
(0.162) |
(0.099) |
|
6.000 |
(0.226) |
0.118
|
0.274
|
|
4.750 |
0.431
|
0.556
|
0.619
|
|
4.250 |
(0.037) |
0.088
|
0.151
|
|
5.875 |
0.306
|
0.650
|
0.806
|
|
4.625 |
0.806
|
0.931
|
0.994
|
|
4.125 |
0.244
|
0.369
|
0.432
|
|
5.750 |
0.993
|
1.337
|
1.493
|
|
4.500 |
1.150
|
1.275
|
1.338
|
|
4.000 |
0.494
|
0.619
|
0.682
|
|
5.625 |
1.525
|
1.869
|
2.025
|
|
4.375 |
1.494
|
1.619
|
1.682
|
|
3.875 |
0.744
|
0.869
|
0.932
|
|
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|
7/1 TREASURY ARM |
|
5/1 TREASURY ARM |
|
3/1 TREASURY ARM |
|
60 day adj added to 30 day fee= |
0.125 |
|
60 day adj added to 30 day fee= |
0.125 |
|
60 day adj added to 30 day fee= |
0.125 |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
RATE |
15 DAY |
30 DAY |
45 DAY |
|
6.000 |
(1.725) |
(1.600) |
(1.538) |
|
5.625 |
(1.725) |
(1.600) |
(1.538) |
|
5.125 |
(1.413) |
(1.288) |
(1.226) |
|
5.875 |
(1.694) |
(1.569) |
(1.507) |
|
5.500 |
(1.569) |
(1.444) |
(1.382) |
|
5.000 |
(1.382) |
(1.257) |
(1.195) |
|
5.750 |
(1.350) |
(1.225) |
(1.163) |
|
5.375 |
(1.257) |
(1.132) |
(1.070) |
|
4.875 |
(1.225) |
(1.100) |
(1.038) |
|
5.625 |
(0.975) |
(0.850) |
(0.788) |
|
5.250 |
(0.913) |
(0.788) |
(0.726) |
|
4.750 |
(1.006) |
(0.881) |
(0.819) |
|
5.500 |
(0.631) |
(0.506) |
(0.444) |
|
5.125 |
(0.600) |
(0.475) |
(0.413) |
|
4.625 |
(0.787) |
(0.662) |
(0.600) |
|
5.375 |
(0.256) |
(0.131) |
(0.069) |
|
5.000 |
(0.256) |
(0.131) |
(0.069) |
|
4.500 |
(0.537) |
(0.412) |
(0.350) |
|
5.250 |
0.119
|
0.244
|
0.306
|
|
4.875 |
0.088
|
0.213
|
0.275
|
|
4.375 |
(0.287) |
(0.162) |
(0.100) |
|
5.125 |
0.494
|
0.619
|
0.681
|
|
4.750 |
0.431
|
0.556
|
0.618
|
|
4.250 |
(0.037) |
0.088
|
0.150
|
|
5.000 |
0.900
|
1.025
|
1.087
|
|
4.625 |
0.806
|
0.931
|
0.993
|
|
4.125 |
0.244
|
0.369
|
0.431
|
|
4.875 |
1.275
|
1.400
|
1.462
|
|
4.500 |
1.150
|
1.275
|
1.337
|
|
4.000 |
0.494
|
0.619
|
0.681
|
|
4.750 |
1.650
|
1.775
|
1.837
|
|
4.375 |
1.494
|
1.619
|
1.681
|
|
3.875 |
0.744
|
0.869
|
0.931
|
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